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New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS or Smart Health terminal for your covered extras services.*
Each year, all Australian health insurers review their premiums to make sure they can continue to serve their members’ needs.
Factors influencing premium changes can include:
Premiums traditionally change on 1 April each year. But in recent years, some health funds have delayed or even cancelled premium changes to accommodate for socioeconomic factors like the COVID pandemic. HBF was the only major health fund to cancel the 2020 premium increase, when other funds deferred.
If your premium is changing, it will change on 1 April 2023.
At HBF, you can pre-pay before 1 April to 'lock in' the 2022 rate. Get the details about this and more on our Frequently asked questions page.
We'll help you find our best cover that suits your needs.
We're always looking at ways so we can improve your experience and would greatly appreciate your feedback. It only takes a few minutes and will also help other users.
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